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If you have a hard time understanding your dental insurance plan, particularly the treatments and services it covers, you’re not alone. That’s why Dr. James Robson and our team have put together a cheat sheet to help you through them.

It’s common for patients to get lost in the morass of the terms and phrases that surface when you’re dealing with a dental insurance plan. Knowing the commonly used terms can help speed up the process and enable you to get the most out of your coverage.

Common Terms

Annual Maximum: The most your policy will pay per year for care at Robson Dentistry. It is often divided into cost per individual or per family.

Co-payment: Typically, a small amount the patient has to pay at the time of service before receiving care, and before the insurance pays for any portion of it.

Covered Services: A list of all the treatments, services, and procedures the insurance policy will cover fully under your contract.

Deductible: An amount you must pay out of pocket each year before the insurance company will contribute for any treatments or procedures. The amount can vary according to your plan.

Diagnostic Services: A category of treatments or procedures that most insurance plans will cover before the deductible, which may mean services that occur during preventive appointments with Dr. James Robson, including X-rays or general screenings.

Exclusions: Dental services not covered under a dental benefit program.

In-Network: An insurance company will usually cover a larger portion of the cost of the care if you see an in-network provider for treatment.

Out-of-Network: If you visit someone who is not a part of your provider’s network, the insurance company may pay for a portion of the care, but you will be responsible for a significantly larger share out of your pocket.

Lifetime Maximum: The most that an insurance plan will pay toward care for an individual or family over the entire life of the patient(s).

Limitations: A list of all the procedures the insurance policy does not cover. Coverage may limit the timing or frequency of a specific treatment or procedure, or exclude some treatments altogether.

Member/Insured/Covered Person/Beneficiary/Enrollee:  A person who is eligible to receive benefits under an insurance plan.

Premium: The regular fee charged by third-party insurers and used to fund the dental plan.

Provider: Dr. James Robson or other oral-health specialist who provides treatment.

Waiting Period: A specified amount of time that the patient must be enrolled with an insurance plan before it will pay for certain treatments.

It’s essential to understand the various insurance options available to you. Knowing what your insurance covers can save you major costs in the future.

Dr. James Robson and our dental staff hope this list of terms will help you understand your dental insurance plan better. Be sure to review your plan and ask any questions you may have about your policy the next time you visit our East Lyme, CT office.

Sugars are the simplest carbohydrates, and are found naturally in fruits, vegetables, grains, and dairy products. Our bodies require these simple carbs for energy. (Even better, we don’t just get energy from fruits, vegetables, grains, and dairy—we also get healthy amounts of vitamins, minerals, antioxidants, fiber, and even some protein!)

Problems arise when we get too much of this good thing. Once our bodies have all the sugar they need for immediate energy, they store extra sugars in liver, muscle, and fat cells. Over time, excess dietary sugars can affect weight and blood sugar levels, with potentially damaging results.

And, of course, sugar has an immediate effect on our oral health. The oral bacteria in plaque also need sugars for energy, which they use to make acids. An acidic environment in the mouth dissolves the minerals, which keep our tooth enamel strong. And these weak spots are vulnerable to decay. A steady diet of sugar-filled foods means that your enamel is constantly under acid attack.

So it’s really no wonder we hear a lot about avoiding “added sugars” in our diets, for both our general health and for our dental health in particular. But the concept of “added sugar” can be a bit misleading. If you’re not putting five spoons of sugar on your breakfast cereal, or pouring half a jar of honey in your tea, or using a recipe that calls for a cup of corn syrup, you might think you’re avoiding added sugars altogether. And that’s just not the case.

When dieticians talk about added sugars in our foods, they mean additional refined sugars (like white and brown sugars and corn syrup) that are used in preparing or processing foods.

Unlike unprocessed foods, which have been minimally treated to keep them as natural as possible, processed foods have been baked, or frozen, or mixed with other foods, or somehow changed from their natural state. This is where “added sugars” come in. Both home cooks and commercial processors use sugar to improve flavor, provide sweetness, and extend shelf life when preparing food.

What are some of the worst offenders? Store bought or homemade desserts like cakes and ice cream are prime candidates. Sodas? Most definitely. But it’s not just the obvious culprits. Added sugars are found in many foods we usually think of as healthy, including:

• Smoothies
• Fruit Drinks
• Energy Drinks
• Granola Bar
• Power Bars
• Breakfast Cereal
• Flavored Yogurt

While eating unprocessed foods is one way to make sure you get no added sugars, you can also eliminate many grams of sugar from your daily diet by trying out low-sugar recipes and choosing processed foods with little or no added sugar.

How to avoid unexpected added sugars? Fortunately, new labelling on food packages lets us know not only how much sugar is in any product, but how much added sugar has found its way into our grocery cart. Take a moment to check out labels, and avoid sugary surprises.

Your body can get all the natural sugar and carbs it needs for energy from a healthy, well-balanced diet. Lowering your added sugar intake won’t deprive your body of necessary nutrients, but it will deprive oral bacteria of their most convenient food source and reduce the amount of acids, which threaten your enamel. In fact, subtracting extra sugars is one of the easiest and most effective ways to add to your dental health!

If you have any questions about reducing your sugar intake, be sure to ask Dr. James Robson the next time you visit our East Lyme, CT office.

It’s understandable that kids would rather be playing outside or watching their favorite movie instead of doing a “boring” task like brushing their teeth. But there are ways to make brushing fun for your son or daughter, and encourage healthy oral hygiene habits early on! Dr. James Robson and our team have a few tricks that may help.

Game time

What child doesn’t love a good game? Try to turn brushing time into a game, whether by playing hide-and-seek or singing your child’s favorite song while he or she brushes for two minutes.

Kids also love rewards, so awarding them stickers after a good brushing can encourage them to do a good job every time. You might even tell your child that five stickers will earn a special treat or fun activity at the end of the week.

Fun accessories

Lots of toothbrush options can add something exciting to your child’s daily brushing routine. Toothbrushes that light up tend to be a popular choice with young kids. The same goes for toothbrushes shaped like your child’s favorite animal or cartoon character.

Teaching your kids about how long they should brush each time can also be fun. Let them have the special responsibility of setting a timer for two minutes before they start to brush.

The Great Toothpaste Experiment

Lots of kids can be picky eaters and that can the case with toothpaste flavors. Set aside a time to sample several different flavors, the way they’ve probably tried various flavors at the ice cream shop! Just make sure to be very clear that they shouldn’t swallow the toothpaste.

With your help, your child can easily develop healthy brushing habits over time. If you can find ways to make it fun, it can be an enjoyable experience for both of you!

Call Dr. James Robson at our East Lyme, CT office for more fun tips or to make an appointment today!

When it comes to gum disease and your child, it’s a good news/bad news situation. The very good news is that children rarely suffer from advanced gum disease, or periodontitis. The not-so-good news? Early gum disease, called gingivitis, is unfortunately an all-too-common childhood problem.

• What does gingivitis look like in children?

Childhood gingivitis has the same causes and symptoms as the adult version. Healthy gums are firm and pink. When bacteria and plaque accumulate on the teeth, your child’s gums become irritated and inflamed. Call our East Lyme, CT office right away if you notice any of these symptoms of gingivitis: bleeding gums, puffiness, redness, gum tissue receding from the teeth, or bad breath even after brushing.       

• How to Prevent Gingivitis

The most common cause of gingivitis is poor dental care. Creating a regular dental routine is the best way to prevent gingivitis from ever developing! Brushing and flossing with your child for two minutes twice a day from the very beginning helps make healthy cleaning a lifelong habit. Care should be taken to gently brush teeth at the gum line to make sure plaque doesn’t get a chance to build up there and cause gum irritation. And when your child comes in for regular cleanings, Dr. James Robson can be sure that any plaque that might remain on the teeth is removed.

Two additional notes: as your child approaches adolescence, hormone fluctuations can make gums more sensitive and easily irritated. This is a time to really emphasize careful and gentle brushing and flossing. Also, some medical conditions may make children more pre-disposed to gum problems, so be sure to make us aware of your child’s medical history.

• Uncommon Gum Diseases

While gingivitis is very preventable with proper dental hygiene, there are some rare gum conditions that can occur around the time of puberty that are quite different from gingivitis. Aggressive Periodontitis can cause severe bone loss around the first molars and incisors, even without any kind of plaque build-up, and Generalized Aggressive Periodontitis leads to inflammation of the gums, heavy plaque, and, eventually, loose teeth. Again, these conditions are rare, but if you have a family history of these diseases, let us know. Checkups and cleanings are a great way to catch any potential gum problems, so be sure to bring your child in for regular visits.

Almost all childhood gingivitis is preventable. With careful brushing and flossing at home, and visiting us regularly for checkups and cleanings, your child can enjoy healthy gums and teeth now and learn habits that will keep those gums and teeth healthy for a lifetime. And that is a good news/great news situation!